Case Studies
Banking
Credit Risk Information System
Ján Fratrič
IT Architect
Michal Okresa
IT Architect & DevOps Engineer
Challenge:
- The bank’s risk exposure in its credit portfolio was increasing.
- Monitoring was carried out using spreadsheets, calendar reminders, and manual processes.
- There was no clear overview, tasks were easily overlooked, and the team lacked a unified way of working.
Solution:
- We created a system that automated credit monitoring, replaced manual checks, and accelerated reporting.
- Financial statements were digitized, ratio calculations are now performed automatically, and conditions and warning signals are fully configurable.
- Ongoing workshops helped teams align on a Minimum Viable Product (MVP) that the bank can further expand.
Project Timeline:
6 weeks
MVP launched for pilot users
10 weeks
Credit Portfolio Migration
6 months
Completed within the agreed budget
Results:
Reduction of manual work
System shared with sister banks
Foundation for credit monitoring across the entire organization
More Case Studies
Banking
Core Banking Loan System Support
Stable SLA-based support
Scalable team
Preserved know-how
Transparent collaboration
Readiness for growth and modernization
Education, science and research
Smart City Intelligent Parking
Student project transformed into a real-world solution
Improved parking efficiency
Enabled digital payments (SMS and card)
User-friendly mobile application delivered
Successful industry-university collaboration
Banking
Testing as a Service (TaaS)
Faster release cycles
Broader device and browser coverage
Reduced production risk
Predictable costs
Scalable delivery model
Banking
Unsecured Retail Lending
80%+ of applications approved automatically in a single session
Reusable platform for future products
Strong internal capabilities established
Clear governance established
Energy
Market Management System Maintenance
Preserved operation of the original 20-year-old system
Scalable maintenance model
SLA targets consistently met
Critical know-how preserved
Smooth transition between system generations
Education, science and research
Modular Hybrid IoT Platform
Data reproducibility
Cost efficiency
Robust architecture
Flexible integration of additional sensors
Integration for research and academic teams
Banking
Modern Solution for Scoring and Mobile Revolving Loans
Credit decisions made in minutes instead of hours
More accurate scoring
Increased customer satisfaction
Ability to extend to additional products
Solution for both European and Asian markets
Banking
Enterprise Integration Strategy
Accelerated delivery of new services
Improved performance, higher reliability
Standardized ways of working across the bank
Prepared for technological changes
Fewer incidents and outages