Case Studies
Banking
Modern Solution for Scoring and Mobile Revolving Loans
Richard Schwartz
Managing Partner
Jakub Vlasák
Transformation & Testing Specialist
Challenge:
- A large retail bank wanted to assess credit risk faster and more accurately, simplify the loan application and approval process, and provide customers with a real-time mobile solution.
- The solution needed to be secure, compliant with regulatory requirements, and capable of handling large volumes of data without service disruptions.
Solution:
We delivered two key solutions:
- An API-based credit scoring service that combines internal and external data sources, enabling real-time risk assessment.
- A mobile application for revolving loans that allows customers to apply for, activate, and manage loans directly from their mobile devices, securely and in compliance with regulatory requirements.
Project Timeline:
6 mesiacov
Delivered within the agreed budget
Results:
Credit decisions made in minutes instead of hours
More accurate scoring
Increased customer satisfaction
Ability to extend to additional products
Solution for both European and Asian markets
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